In 1979 I was newly engaged. My fiancé and I wished to buy a house, but we would need a mortgage. We had savings accounts with The Huddersfield and Bradford Building Society, Britannia Buildings, St George’s Square, Huddersfield. We approached the building society to enquire about mortgages. We were disappointed to hear that there was a shortage of mortgages, but would we like to join the waiting list? Yes, please. Most Saturday mornings you would find us in the building society, enquiring about our position on the list.  Progress up the list was slow. we would have to wait our turn. I can still remember the delight and excitement, when, one Saturday morning, we were told that we were sufficiently near the top of the list to start house hunting. We bought our first home in April 1980, with the aid of a mortgage from The Huddersfield and Bradford Building Society.

val Davies
Val’s mortgage pass book